If the radar looks like this, don’t despair:

Weather.com says it’s 36 deg F outside, and it was raining lightly on my commute this morning.  Tools I use to accommodate cold rain are these:

1. Rain Suit or Poncho, the cheaper you go, the easier they tear.  The cheap stuff lasts me one season.
2. Wooly hat under helmet
3. Gloves, preferably waterproof.  Right now I have plastic bags to cover my fuzzy gloves, if necessary.
4. Sunglasses.  Even though it’s cloudy, I don’t like stinging drops in my eyes.
5. Fenders.  Today I used the SKS raceblade fenders, which are so-so in my opinion.
6. Lights, duh.  
7. Boots, see photo below
8. If you’re miserable, sing a song, recite a poem, laugh.  It works, trust me.